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We have access to the whole market enabling us to find the best products for you

COMPETITIVE
INSURANCE
ADVICE

Insurance can supply valuable protection to you and your family in the event of death, critical illness, unemployment, accident or sickness. No-one wants to think one of these things will happen to them but if you are taking on a mortgage it is essential that you give full consideration to ensuring that you can remain in your home no matter what life throws at you. 

Our qualified advisers will fully explain how the different insurance products work and will identify which ones are best for your circumstances. We are not tied to any insurance provider so we will be able to search our range of insurers to find the best cover for you. With insurance in particular, the cheapest premiums are not always the best cover so having the input of a qualified adviser to highlight the differences in cover from one Company to another is essential.


Our insurance service includes:

 

  • A qualified adviser discussing your requirements
  • A full review of any existing policies 
  • Identification of any shortfall in cover
  • A search of our range of insurers to find the best cover for you
  • Completion of all the paperwork for you and regular updates on the progress of your application

LIFE AND CRITICAL ILLNESS INSURANCE

Life cover pays out a lump sum if you die. This can be arranged as a stand alone policy or combined with critical illness cover. Critical illness cover pays out a lump sum on diagnosis of any one of a range of specified illnesses giving you the peace of mind of knowing that while you are incapacitated, probably having treatment and unable to work, your mortgage has been paid off so losing your home will not be a worry you need to add at this already stressful time. The top claim areas for this type of insurance are cancer, heart attack, stroke and multiple sclerosis.

INCOME PROTECTION

An income protection plan is designed to replace a proportion of your salary and provide an income if you are unable to work due to long term sickness or disability. The policy pays a monthly income until you recover or until the end of the policy term, whichever is sooner. As the State does not provide adequately and many employers do not offer generous sick pay everyone should give serious consideration to a cover of this type to ensure you can maintain your mortgage payments and monthly outgoings during periods of ill health.

BUILDINGS AND CONTENTS INSURANCE

You home is likely to be your most valuable asset but remember that incidents do happen that can potentially destroy or severely damage your home. With this in mind you need to be certain that you are covered with the relevant insurance. Buildings and Contents insurance provides you with peace of mind by protecting both the structure of your home and the Contents within it

LANDLORDS INSURANCE

If you own and let out any properties then a standard Buildings and Contents policy is not suitable, you will need a specialist Landlords Buildings insurance policy. It is essential to ensure that any Building you own is insured and it also advisable to have a small amount of Contents cover to insure items that you own in the home such as carpets, curtains and white goods. Specialist Landlords policies will also have additional options such as malicious damage by tenants and rent guarantee.

GET IN TOUCH

More Choice Mortgage Centre
7 Station Square
Flitwick
Bedfordshire
MK45 1DP

7 Station Square
Flitwick
Bedfordshire
MK45 1DP

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

More Choice Mortgage Centre is a trading style of More Choice Financial Ltd which is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 560365. More Choice Financial Ltd is Registered in England, registration no. 05973830. Registered address: 7 Station Square, Flitwick, Beds MK45 1DP

More Choice Mortgage Centre is a trading style of More Choice Financial Ltd which is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 560365. More Choice Financial Ltd is Registered in England, registration no. 05973830. Registered address: 7 Station Square, Flitwick, Beds MK45 1DP